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美国实时转账工具Zelle介绍

#Zelle

👉🏿 Zelle的前身是 clearXchange,是由美国几家大型银行开发的支付app,目的是为了和类似Venmo等支付服务抢占市场。通过和Zelle的合作银行进行跨行转账收款,几分钟内就能到账

Zelle免费使用,无转账手续费,不支持信用卡交易,可以用美国实体手机号/邮箱绑定账号进行转账

• 部分银行APP内直接集成了Zelle功能比如BofA、Chase、Capital One、Citibank 、Discover,其他合作银行(列表)也可以下载Zelle App(美国原生ip)注册使用(限额$500)

• Zelle可以用来小额($1000以内)转账,不建议频繁大额使用以免风控

Zelle限额:

BofA: $2.5k/天, $20k/月
Chase: $2k(CPC: 5k)/天, $16k(CPC: 40k)/月
Citi: 90天新用户$1k/天, $5k/月; 超过90天用户$2k(Priority以上: $5k)/天, $10k(Priority以上: $15k)/月
Wells Fargo: $2.5k/天, $4k/月
Capital One: $2k/天, $10k/月
Ally: $5k/天, $10k/月

👉🏿 @DocOfCard / 银行账户卡合集



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美国实时转账工具Zelle介绍

#Zelle

👉🏿 Zelle的前身是 clearXchange,是由美国几家大型银行开发的支付app,目的是为了和类似Venmo等支付服务抢占市场。通过和Zelle的合作银行进行跨行转账收款,几分钟内就能到账

Zelle免费使用,无转账手续费,不支持信用卡交易,可以用美国实体手机号/邮箱绑定账号进行转账

• 部分银行APP内直接集成了Zelle功能比如BofA、Chase、Capital One、Citibank 、Discover,其他合作银行(列表)也可以下载Zelle App(美国原生ip)注册使用(限额$500)

• Zelle可以用来小额($1000以内)转账,不建议频繁大额使用以免风控

Zelle限额:

BofA: $2.5k/天, $20k/月
Chase: $2k(CPC: 5k)/天, $16k(CPC: 40k)/月
Citi: 90天新用户$1k/天, $5k/月; 超过90天用户$2k(Priority以上: $5k)/天, $10k(Priority以上: $15k)/月
Wells Fargo: $2.5k/天, $4k/月
Capital One: $2k/天, $10k/月
Ally: $5k/天, $10k/月

👉🏿 @DocOfCard / 银行账户卡合集

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Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

In many cases, the content resembled that of the marketplaces found on the dark web, a group of hidden websites that are popular among hackers and accessed using specific anonymising software.“We have recently been witnessing a 100 per cent-plus rise in Telegram usage by cybercriminals,” said Tal Samra, cyber threat analyst at Cyberint.The rise in nefarious activity comes as users flocked to the encrypted chat app earlier this year after changes to the privacy policy of Facebook-owned rival WhatsApp prompted many to seek out alternatives.85 60×53 98卡粉订阅 提醒 from us


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